TERMS OF SERVICE AGREEMENT

PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF SERVICE AGREEMENT IS EFFECTIVE AS OF 10/11/2017.

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the “TOS”) is a legally binding agreement that shall govern the relationship with our users and others which may interact or interface with Cheating Debt. Located at Fort Worth, Texas, 76131 and our subsidiaries and affiliates, in association with the use of the Cheating Debt website, which includes www.cheatingdebt.com, (the “Site”) and its Services, which shall be defined below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

To Serve, Educate and Empower individuals to take control of their credit.

Any and all visitors to our site, despite whether they are registered or not, shall be deemed as “users” of the herein contained Services provided for the purpose of this TOS. Once an individual is registered for our Services, through the process of creating an account, the user shall then be considered a “member.”

The user and/or member acknowledges and agrees that the Services provided and made available through our website and applications, which may include some mobile applications and that those applications may be made available on various social media networking sites and numerous other platforms and downloadable programs, are the sole property of Cheating Debt. At its discretion, Cheating Debt may offer additional website Services and/or products, or update, modify or revise any current content and Services, and this Agreement shall apply to any and all additional Services and/or products and any and all updated, modified or revised Services unless otherwise stipulated. Cheating Debt does hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products. You, as the end user and/or member, acknowledge, accept and agree that Cheating Debt shall not be held liable for such updates, modifications, revisions suspensions or discontinuance of any of our Services and/or products. Your continued use of the Services provided, after such posting of any updates, changes and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not agree to the updated, revised or modified terms, you must stop using the provided Services forthwith.

Furthermore, the user and/or member understands, acknowledges and agrees that the Services offered shall be provided “AS IS” and as such Cheating Debt shall not assume any responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization settings.

REGISTRATION

To register and become a “member” of the Site, you must be at least 18 years of age to enter into and form a legally binding contract. In addition, you must be in good standing and not an individual that has been previously barred from receiving Cheating Debt’s Services under the laws and statues of the United States or other applicable jurisdiction.

When you register, Cheating Debt may collect information such as your name, email address, birth date, gender, mailing address, occupation, industry and personal interest. You can edit your account information at any time. Once you register with Cheating Debt and sign in to our Services, you are no longer anonymous to us.

Furthermore, the registering party hereby acknowledges, understands and agrees to:

Furnish factual, correct, current and complete information with regards to yourself as may be requested by the data registration process, and

Maintain and promptly update your registration and profile information in an effort to maintain accuracy and completeness at all times.

If anyone knowingly provides any information of false, untrue, inaccurate or incomplete nature, Cheating Debt will have sufficient grounds and rights to suspend or terminate the member in violation of this aspect of the Agreement, and as such refuse any and all current or future use of Cheating Debt Services, or any portion thereof.

CONDUCT

As a user or member of the Site, you herein acknowledge, understand and agree that all information, text, software, data, photographs, music, video, messages, tags or any other content, whether it is publicly or privately posted and/or transmitted, is the expressed sole responsibility of the individual from whom the content originated. In short, this means that you are solely responsible for any and all content posted, uploaded, emailed, transmitted or otherwise made available by the way of the Cheating Debt Services, and as such, we do not guarantee the accuracy, integrity or quality of such content. It is expressly understood that by use of our Services, you may be exposed to content including, but not limited to, any errors or omissions in any content posted, and/or any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available by Cheating Debt.

Furthermore, you herein agree not to make use of Cheating Debt’s Services for the purpose of:

Uploading, posting, emailing, transmitting or otherwise making available any content that shall be deemed unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, or invasive of another’s privacy or which is hateful, and/or racially, ethnically, or other objectionable;

Causing harm to minors in any manner whatsoever;

Impersonating any individual or entity, including, but not limited to, any Cheating Debt officials, forum leaders, guides or hosts or falsely stating or otherwise misrepresenting any affiliation with an individual or entity;

Forgoing captions, headings or titles or otherwise offering any content that you personally have no right to pursuant to any law nor having any contractual or fiduciary relationship with;

Uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other party;

Uploading, posting, emailing, transmitting or otherwise offering any content that you do not personally have any right to offer pursuant to any law or in accordance with any contractual fiduciary relationship;

Uploading, posting, emailing, transmitting or otherwise offering any unsolicited or unauthorized advertising, promotional flyers, “junk mail,” “spam,” or any other form of solicitation, except in any such areas that may have been designated for such purpose;

Uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a software virus or other computer code, any files and/or programs which have been designed to interfere, destroy and/or limit the operation of any computer software, hardware, or telecommunication equipment;

Disrupting the normal flow of communication, or otherwise acting in any manner that would negatively affect other users’ ability to participate in any real-time interactions;

Interfering with or disrupting any Cheating Debt Services, servers and/or networks that may be connected or related to our website, including, but not limited to, the use of any devices software and/or routine to bypass the robot exclusion headers;

Intentionally or unintentionally violating any local, state, federal, national or international law, including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and Exchange Commission, in addition to any rules of any nation or other securities exchange, that would include without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any regulations having the force of law;

Providing informational support or resources, concealing and/or disguising the character, location, and or source to any organization delegated by the United States government as a “foreign terrorist organization” in accordance with Section 219 of the Immigration Nationality Act;

“stalking” or with the intent to otherwise harass another individual; and/or

collecting or storing of any personal data relating to any other member or user in connection with the prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs.

Cheating Debt herein reserves the right to pre-screen, refuse and/or delete any content currently available through our Services. In addition, we reserve the right to remove and/or delete any such content that would violate the TOS or which would otherwise be considered offensive to other visitors, users and/or members.

Cheating Debt herein reserves the right to access, preserve and/or disclose member account information and/or content if it is requested to so by law or in good faith belief that any such action is deemed reasonably necessary for:

compliance with any legal process;

enforcement of the TOS;

responding to any claim that therein contained content is in violation of the rights of any third party;

responding to requests for customer service; or

protecting the rights, property or the personal safety of Cheating Debt, its visitors, users and members, including the general public.

Cheating Debt herein reserves the right to include the use of security components that may permit digital information or material to be protected, and that such use of information and/or material is subject to usage guidelines and regulations established by Cheating Debt or any other content providers supplying content services to Cheating Debt. You are hereby prohibited from making any attempt to override or circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized reproduction, publication, distribution, or exhibition of any information or materials supplied by our Services, despite whether done so in whole or in part, is expressly prohibited.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

Cheating Debt shall not lay claim to ownership of any content submitted by any visitor, member, or user, nor make such content available for inclusion on our website Services, Therefore, you hereby grand and allow for Cheating Debt the below listed worldwide, royalty-free and non-exclusive licenses, as applicable;

The content submitted or made available for inclusion on the publicly accessible areas of Cheating Debt’s sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network Services is for the sole purpose of providing and promoting the specific area to which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Cheating Debt’s sites, and shall terminate that such time when you elect to discontinue your membership.

Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly accessible areas of Cheating Debt’s sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network Services are for the sole purpose of providing and promoting the specific area in which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Cheating Debt’s sites and shall terminate at such time when you elect to discontinue your membership.

For any other content submitted or made available for inclusion on the publicly accessible areas of Cheating Debt’s sites, the continuous, binding and completely sub-licensable license which is meant to permit to use distribute, reproduce, modify, adapt, publish, translate, publicly perform and/or publicly display said content, whether in whole or in part, and the incorporation of any such Content into other works in any arrangement or medium current used or later developed.

INDEMNITY

All users and/or members herein agree to ensure and hold Cheating Debt, our subsidiaries, affiliates, agents, employees, officers, partners and/or licencors blameless or not liable for any claim or demand, which include, but is not limited to, reasonable attorney fees made by any third party which may arise from any content a member or user of our site may submit, post, modify, transmit or otherwise make available through our Services, the use of Cheating Debt Services or your connection with these Services, your violations of the Terms of Services and/or your violation of any such rights of another person.

COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any commercial reason any part, use of, or access of Cheating Debt’s site.

USE AND STORAGE GENERAL PRACTICES

You herein acknowledge that Cheating Debt may set up any such practices and/or limits regarding the use of our Services, without limitation of the maximum number of days that any email, message posting or any other uploaded content shall be retained by Cheating Debt, nor the maximum number of email messages that may be sent and/or received by any member, the maximum volume or size of any email message that may be sent from or may be received by an account on our Service, the maximum disk space allowable that shall be allocated on Cheating Debt’s servers on the member’s behalf, and/or the maximum number of times and/or duration that any member may access our Services in a given period of time. In addition, you also agree that Cheating Debt has absolutely no responsibility or liability for the removal or failure to maintain storage of any messages and/or other communications or content maintained or transmitted by our Services. You also herein acknowledge that we reserve the right to delete or remove any account that is no longer active for an extended period of time. Furthermore, Cheating Debt shall reserve the right to modify, alter and/or update these general practices and limits at our discretion.

MODIFICATIONS

Cheating Debt shall reserve the right at any time it may deem fit, to modify, alter and or discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior notice. In addition, we shall not be held liable to you or to any third party for any such alteration, modification, suspension and/or discontinuance of our Services, or any part thereof.

Termination

As a member of www.cheatingdebt.com, you may cancel or terminate your account, associated email address and/or access to our Services by submitting a cancellation or termination request to service@cheatingdebt.com .

As a member, you agree that Cheating Debt may, without any prior written notice, immediately suspend, terminate, discontinue and/or limit your account, any email associated with your account, and access to any of our Services. The cause for such termination, discontinuance, suspension and/or limitation of access shall include, but is not limited to:

Any breach or violation of our TOS or any other incorporated agreement, regulation and/or guideline;

By way of request from law enforcement or any other governmental agencies;

The discontinuance, alteration and/or material modification to our Services, or any part thereof;

Unexpected technical or security issues and/or problems;

Any engagement by you in fraudulent or illegal activities; and/or

The nonpayment of any associated fees that may be owed by you in connection with your www.cheatingdebt.comaccount Services.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuance, and or limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or any other third party with regards to the termination of our account, associated email address and/or access to any of our Services.

The termination of your account with www.cheatingdebt.comshall include any and/or all of the following:

The removal of any access to all or part of the Services offered within www.cheatingdebt.com;

The deletion of your password and any and all related information, files, and any such content that may be associated with or inside your account, or any part there; and

The barring of any further use of all or part of our Services.

LINKS

Either Cheating Debt or any third parties may provide links to other websites and/or resources. Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and as such, we do not endorse nor are we responsible or liable for any content, products, advertising or any other materials, on or available form such third party sites or resources. Furthermore, you acknowledge and agree that Cheating Debt shall not be responsible or liable, directly or indirectly, for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection with the use of the reliance or any such content, good or Services made available on or through any such site or resource.

NOTICE

Cheating Debt may furnish you with notices, including those with regards to any changes to the TOS, including but not limited to email, regular mail, MMS, or SMS, text message, postings on our website Services, or other reasonable means are currently known or any which may be hereinafter developed. Any such notices may not be received if you violate any aspects of the TOS by accessing our Services in an unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed our Services in an authorized manner.

TRADEMARK INFORMATION

You herein acknowledge, understand and agree that all of the Cheating Debt trademarks, copyright, trade name, service marks, and other Cheating Debt logos and any brand features, and/or product and service names are trademarks and as such, are and shall remain the property of Cheating Debt. You herein agree not to display and/or use in any manner the Cheating Debt logo or marks without obtaining Cheating Debt’s prior written consent.

GENERAL INFORMATION

ENTIRE AGREEMENT

This TOS constitutes the entire agreement between you and Cheating Debt and shall govern the use of our Services, superseding any prior version of this TOS between you and use with respect to Cheating Debt Services. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other Cheating Debt Services, Affiliate Services, third-party content or third-party software.

VIOLATIONS

Please report any and all violations of this TOS to Cheating Debt as follows:

Mailing Address:
Cheating Debt
9800 Hillwood Parkway Suite 140
Fort Worth, Texas 76177